Safety Devices

Having three essential safety devices in your home may save you money on your homeowners insurance. Of course, if these devices are ever called into action, your savings could be much more substantial — possibly the lives of your family and valued property. Maintaining workable smoke detectors, fire extinguishers and deadbolt locks in your home [...]

Fire Safety

How safe is your home from fire? Answer these questions with your family. Every yes answer indicates a positive fire safety situation. Every no indicates a fire hazard that needs to be corrected. * Do you keep matches away from sources of heat? * Do you have qualified electricians install or extend your wiring? * [...]

Replacement Cost on Homes

My home is valued at $120,000, and I have an average amount of possessions. Just write me a policy that will take care of the structure and what’s in there. It’s not quite that simple, as any insurance professional readily will tell you. Assuming you’re talking about your principal residence, there are some decisions you [...]

Remodeling? Remember to update your insurance coverage

Make sure you have enough insurance to cover home renovations. After several robust years, the housing market is showing signs of slowing. Interest rates are rising, home sales are dropping and contractors are busy. With prices sliding, many homeowners who are itching for something newer, bigger or just different are deciding to stay put and [...]

This Valentine’s Day Allow Your Heart to be Stolen – Not Your Gifts

Protect Diamond Rings and Other Expensive Jewelry with Appropriate Insurance By Robert Muffler, Nationwide Insurance Agent Matters of the heart can be expensive. Next to flowers and chocolates, jewelry is one of the most popular gifts to give for Valentine’s Day. If you receive an engagement ring or other pieces of jewelry on Valentine’s Day, [...]

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