Because auto accidents often are frightening and frustrating, it is a good idea to understand steps you should follow when the unexpected does occur. Here are some time-tested recommendations:
* First, be careful of traffic. Many serious accident begin as minor mishaps that trigger a second crash.
* Do not move your vehicle unless you have a witness or there is a hazard.
* Get help for the injured.
* Call the nearest law enforcement agency.
* Talk to other drivers involved. Do not discuss fault. In exchanging information, get the names and phone numbers of insurance companies.
* Obtain names and phone numbers of witnesses to the accident as well as those of other drivers and occupants.
* If your vehicle hits a parked vehicle or causes damage to property, notify the owner of leave a note, and then notify police.
* Make a diagram of the accident scene.
* Call your local agent or insurer as soon as possible. After you report the accident, your insurer will schedule an appointment to determine vehicle damage and arrange for settlement.
This article is provided as a courtesy of Nationwide Insurance Agent Robert Muffler (Tops Plaza) 5833 S Transit Rd, Lockport, NY 14094 (www.bobmuffler.com). This article is for informational purposes only. For information on your specific insurance needs or situations, please contact your insurance agent.
Filed under: Auto Insurance, Insurance, Lockport Insurance, Nationwide Insurance, Niagara County
