Rollover Precautions

If you assume your full-size pickup truck or large utility vehicle is as safe or safer to drive than the family sedan, you’re right — larger vehicles tend to produce fewer and less costly accidents. But beware if you drive a small pickup or small utility vehicle. Their accident results show a much higher chance [...]

Driver Fatigue

Did you know that drivers who fall asleep at the wheel cause nearly 50,000 collisions and 1,500 traffic deaths annually? Although drinking coffee or taking caffeine tablets may provide a temporary solution to drowsiness, it does not diminish fatigue that reduces alertness and mental stability that leads to car crashes. If you feel fatigued while [...]

Replacement Cost on Homes

My home is valued at $120,000, and I have an average amount of possessions. Just write me a policy that will take care of the structure and what’s in there. It’s not quite that simple, as any insurance professional readily will tell you. Assuming you’re talking about your principal residence, there are some decisions you [...]

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